Frequently Asked Questions
Everything you need to know about circle rates, stamp duty, registration fees, and property costs in India.
General Questions
Circle rate (also called guidance value or ready reckoner rate) is the minimum property value set by the government for registration purposes. It represents the lowest value at which a property can be registered.
Stamp duty is a tax levied by state governments on property transactions. It is calculated as a percentage of the property value and must be paid during registration.
Registration fee is a charge for officially recording the property transfer in government records. It is typically 1% of the property value in most states.
No, you cannot register a property below the government-set circle rate. Stamp duty will be calculated on the circle rate even if your transaction value is lower.
Many Indian states offer reduced stamp duty rates for female buyers to encourage women property ownership and financial independence.
Joint ownership means the property is registered in the names of multiple buyers. Many states offer intermediate stamp duty rates for joint male-female ownership.
Our calculator uses official circle rates and stamp duty rules. While we strive for accuracy, you should verify final amounts with the sub-registrar office.
No, circle rates are government-set minimum values, while market rates are actual prices. Market rates are usually higher than circle rates.
City-Specific Questions
Circle rate (also called guidance value or ready reckoner rate) is the minimum property value set by the Delhi government for calculating stamp duty and registration fees. No property can be registered below this rate.
Delhi divides areas into 8 categories (A to H) based on location desirability. Category A includes premium areas like Golf Links with highest rates, while Category H includes economy areas with lowest rates.
Stamp duty is a tax paid to the government when registering a property. In Delhi, male buyers pay 6%, female buyers pay 4%, and joint ownership attracts 5% stamp duty in general MCD areas.
Yes. NDMC areas have slightly lower rates (5.5% male, 3.5% female, 4.5% joint) with an additional ₹100 pasting fee. Delhi Cantonment has a flat 3% for all buyer types.
Collector rate (also called circle rate) is the minimum property value set by the Haryana government for calculating stamp duty and registration fees. It varies by locality, village, and property type.
In urban Gurugram, male buyers pay 7%, female buyers pay 5%, and joint ownership attracts 6% stamp duty. Rural areas have lower rates: 5% for males, 3% for females, and 4% for joint ownership.
Yes, registration fee in Haryana is typically 1% of the property value but is often capped at ₹50,000. Check with the local sub-registrar office for exact current limits.
Unlike Delhi which uses A-H categories, Haryana specifies collector rates for each village, sector, and locality individually in the official rate notification.
Collector rate (also called circle rate) is the minimum property value set by the Haryana government for Faridabad. It varies by village/locality and property type (agricultural, residential, commercial). Stamp duty is calculated on the higher of collector rate or actual transaction price.
Prime (P) zones are typically lands near state highways or scheduled roads, which command higher rates (usually 25% more than normal). Normal (N) rates apply to standard locations within the village/locality.
In urban Faridabad, male buyers pay 7%, female buyers pay 5%, and joint ownership attracts 6% stamp duty. Rural areas have lower rates: 5% for males, 3% for females, and 4% for joint ownership. Registration fee is 1% (capped at ₹50,000).
As per the 2025 collector rate notification: Residential built-up is ₹1,500/sq ft, Commercial built-up is ₹1,200/sq ft, and Industrial built-up is ₹1,000/sq ft.
CLU (Change of Land Use) is when agricultural land is converted for other purposes. In Faridabad, CLU rates are: Residential plotted (3x agri rate), Group Housing (4x), Commercial (5x), Warehouse/Industrial (2x).
Didn't Find Your Answer?
For specific queries about your property transaction, we recommend consulting with your local sub-registrar office.